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Reviewing Your Life Insurance Needs
Some may think that once you secure a life insurance policy, you can set it and forget it. But life insurance isn't static. Just as your life doesn't stand still, neither should your life insurance.
Read MoreAnd the Executor Is...
U.S. Supreme Court Justice Warren Burger is famous for more than just his time on the bench. When he died in 1995, he left a 176-word will that gave no specific power to his executors. As a result, he reportedly cost his estate tens of...
Read MoreFinancially Savvy at Six Figures
Reaching six figures is no easy feat. If you’re one of the hard-working few who have made it to this milestone, give yourself a pat on the back and celebrate. It can be tempting to feel like now that you've made it to the top of...
Read MoreA Cheat Sheet for Sending Your Kid to College
College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at college may be an experience loaded with emotions, so here are a few tips for a smoother...
Read MoreDeciding When to Take Social Security
One of the most common questions people ask about Social Security is when they should start taking benefits. Making the right decision for you can have a meaningful impact on your financial income in retirement.
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What Happens When There Are No Beneficiaries
Some accounts have no designated beneficiary. Rarely, the same thing occurs with insurance policies. This is usually an oversight. In exceptional circumstances, it is a choice. What happens to these accounts and policies when...
Read MoreWhat is an Annuity?
Individuals hold about $2.5 trillion in annuity contracts; a tidy sum considering an estimated $12.2 trillion is held in all types of IRAs.1Annuity contracts are purchased from an insurance company. In exchange, the insurance company...
Read MoreShould You Downsize for Retirement?
Some retirees save a great deal of money by doing so; others do not.Provided byJeffrey P. Kendall, CFP®You want to retire, and you own a large home that is nearly or fully paid off. The kids are gone, but the upkeep costs...
Read MoreWhat is "Money Management"?
What is “Money Management?”Why do some Financial Professionals suggest third-party asset manager?Provided byJeffrey P. Kendall, CFP®Some investors are puzzled when a financial professional recommends third-party asset...
Read MoreHow Market Cycles Can Impact Retirements
How Market Cycles Can Impact RetirementsSequence of returns can play a role in your overall portfolio.Provided byJeffrey P. Kendall, CFP®A thoughtful retirement strategy may help you pursue your many retirement goals. That...
Read MoreWhy You Need an Investment Philosophy
Why You Need an Investment PhilosophyProvided byJeffrey P. Kendall, CFP®Some believe that in a digital world where information travels at light speeds, the playing field between investors and institutions is more level. In reality...
Read MoreOutlook 2022 - Passing the Baton
Our resurgent economy grew at over a 6% pace in the first half of the year and is on track for 5% growth for the year when 2021 draws to a close. The current economic recovery, which started in May 2020, benefited from widespread...
Read More2022 Contribution Limits
2022 Contribution LimitsIs it time to contribute more?Provided byJeffrey P. Kendall, CFP®Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new...
Read MoreMaking Sense of Seemingly Inconsistent Numbers
Making Sense of Seemingly Inconsistent NumbersWise investors take the “big picture” view.Provided byJeffrey P. Kendall, CFP®It can be incredibly difficult to make sense of data. A report coming from one body may tell...
Read MoreElection 2020: Wall Street Reacts
After many weeks of telegraphing a long and careful ballot count, this week’s election lived up to that prediction in races for the Senate, the House, and the presidency. While Americans voted Tuesday, Wall Street cast its ballot...
Read MoreElection 2020: Biden's Policy Initiatives
Now that several major news groups have projected Joe Biden the winner of the presidential election—and Congress appears divided with Democrats in control of the House and Republicans the Senate—it’s a good time to...
Read More2020 Election: Economic Issues in the Cross-hairs
It should come as no surprise to hear the economy is the top issue for voters in the 2020 election. Nearly 8 in ten voters say that the economy will be very important to them when they cast their votes.1But when voters say...
Read MoreFootball is Back!
Football is back, which means summer is coming to a close, days will get shorter, and sweaters will soon be in play.This year, there was no pre-season, so professional football started in September, which coincidentally, is a perennial...
Read MoreA Checklist for When a Spouse or Parent Passes
When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. There are arrangements to be made, things to be taken care of – and in recognition of this reality, here is a...
Read MoreRetirement Plan Options for Small Businesses
As a small-business owner, figuring out retirement choices can be a little intimidating. How do you pick the most appropriate retirement plan for your business as well as your employees?There are three main types of retirement plans...
Read MoreWho is Your Trusted Contact?
Investment firms have a new client service requirement. They must now ask you if you would like to provide the name and information of a trusted contact.1You do not have to supply this information, but it is encouraged. The request is...
Read MoreKey Provisons of the CARES Act
Recently, the $2 trillion “Coronavirus Aid, Relief, and Economic Security” (“CARES”) Act was signed into law. The CARES Act is designed to help those most impacted by the COVID-19 pandemic, while also providing...
Read MoreShould You Care What the Financial Markets Do Each Day?
Investors are people, and people are often impatient. No one likes to wait in line or wait longer than they have to for something, especially today when so much is just a click or two away.This impatience also manifests itself in the...
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